High Value Home Insurance

High Value Home Insurance

Exceptional homes require exceptional cover, and Kingfisher Private Client offers prestige high value home insurance. Whilst similar to standard home insurance, it is a specialist policy designed to provide cover for homes and estates of a signifcant value, including the high value contents and assets found within the home.

Our Private Client team take pride in getting to know you and understanding your lifestyle, and we only work with select insurers we know and trust to provide you with a bespoke policy that meets your needs. With a dedicated Client Manager, you’ll be supported throughout everystage of the policy, ensuring even complex requirements are made simple and straightforward.

In addition to arranging cover for high value homes, we can also arrange cover for:

• Additional properties such as second homes or holiday homes
• Large-scale refurbishment or building projects

Benefits of our High Value Home Insurance

Offering a higher level and value of protection than a standard home insurance policy, our bespoke policies can include:*

• Cover for assets within the home – with no maximum limits for jewellery and watches, art or other valuable items (and collections) such as antiques.
• A personal Client Manager – who knows you, your lifestyle, your homes and your assets, available to be contacted in the evenings and weekends
• Enhanced Alternative Accommodation – for up to 5 years if your home can’t be lived in due to a claimable incident
• Worldwide contents cover – for loss or damage to contents worldwide, meaning you have peace of mind wherever you travel
• Cover for items in pairs or sets – if an item can’t be repaired or replacement, the entire set will be replaced or compensated
• Legal Expenses cover – up to £150,000
• Public Liability – a minimum of £5million
• Cover for children’s possession – whilst at university
• Cover for other permanent structures – such as outbuildings and garages
• Preventative Support Measures – policies can include water leak detection device
• Access to independent services – such as surveyors who can validate your sums insured, security consultations and risk management

We are one of the UK’s leading private client insurance brokers and can also arrange cover for property portfolios and commercial real estate, valuable vehicle collections and specialist motor trade insurance. Our first-class team have many years of experience arranging and our commitment to delivering excellent service means over 96% of our clients choose to renew with us, as well as recommending us to their family friends, knowing that they will receive the same outstanding service.