Motorsport On Track Accident Damage Insurance
Specialist cover for race and rally competitions, with season-long insurance solutions that can include testing days
Protect Your Competition Vehicle On Track
Motorsport can be exciting and rewarding, but it also comes with inherent risks. Whether competing in race championships or rally events, accidental damage can result in costly repairs and valuable time away from the competition.
Kingfisher Insurance can arrange specialist Motorsport On Track Accident Damage Insurance for race and rally competitors, helping protect vehicles throughout the season. With season-long cover available, which can often be extended to include testing days to support your motorsport programme.
What Is Motorsport On Track Accident Damage Insurance?
Designed primarily for race and rally competitors, this cover helps protect against the financial impact of accidental damage sustained during approved motorsport activities. Season-long policies can provide protection across multiple events throughout the year, with testing days often accommodated as part of the arrangement.
What Can Motorsport On Track Accident Damage Insurance Cover?
Cover will vary depending on the insurer, event type and your individual risk profile. However, depending on your requirements, cover may be available for:
- Competition vehicles
- Race cars
- Rally cars
- Historic competition vehicles
- Sports and GT race cars
- Vehicle modifications and specialist components
- Damage resulting from insured on-track incidents
Who Is This Insurance Suitable For?
Motorsport On Track Accident Damage Insurance is designed for competitors and teams participating in organised race and rally events. With significant investments often tied up in competition vehicles and specialist components, unexpected accident damage can have considerable financial impact.
With season-long cover available, we’re able to help competitors protect their vehicles throughout their racing or rally calendar rather than arranging insurance for individual events.
This cover may be suitable for:
- Club racing competitors
- Professional race teams
- Rally drivers and teams
- Historic racing competitors
- Historic rally competitors
- Championship entrants
- Motorsport businesses operating competition vehicles
Risks Faced During Motorsport Activities
Motorsport activities place considerable demands on both drivers and vehicles. Despite careful preparation and maintenance, accidents can happen during race and rally events, leading to significant repair costs and disruption to a season.
Common risks include:
- Track Collisions
- Mechanical Failure
- Weather Conditions
- Loss of Event Participation
- High Repair Costs
Why Choose Kingfisher Insurance for Motorsport On Track Accident Damage Insurance?
Motorsport Insurance Specialists
We understand the unique requirements of race and rally competitors and work with specialist motorsport insurers
Season-Long Solutions
We offer season-long cover, with options that can often include testing days and approved events
Personal, Expert Support
From quote through to ongoing support, our experienced team is on hand to help
Frequently Asked Questions
What types of motorsport events can be covered?
Cover is primarily arranged for organised race and rally events, subject to insurer acceptance and policy terms.
Can cover be arranged for an entire season?
Yes. Season-long arrangements can be provided and will protect you across multiple race or rally events throughout the year.
Can testing days be included?
In many cases, testing days can be included alongside a season-long policy. This is subject to insurer approval and policy terms.
Is cover available for rally cars?
Yes. Cover can often be arranged for rally vehicles participating in approved rally events, subject to underwriting criteria.
Why is Motorsport On Track Accident Damage Insurance important?
Competition vehicles often represent a significant investment. Specialist cover can help reduce the financial impact of accidental damage sustained during insured events.
Do you offer insurance for individual track days?
No. This product is focused on race and rally competitors, and we do not offer track day insurance for individuals.
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