Fleet Insurance

Straightforward Cover for Business Vehicles

Fleet Insurance for business vehicles

Does your business rely on multiple vehicles? Managing individual policies can quickly become time-consuming and inefficient. This is where Kingfisher Fleet Insurance provides a smarter solution. It brings all your vehicles under a single policy, with flexible cover tailored to your business operations.

What is Fleet Insurance?

Fleet Insurance allows businesses to insure multiple vehicles under one single policy, rather than arranging separate cover for each one.

The policy is designed to reduce admin, improve flexibility, and give you greater control over how your vehicles and drivers are insured.

Regardless of whether you operate company cars, vans, or a mix of both, a fleet policy can be tailored to suit your business. Making it easier to adapt as your business grows or changes.

What’s Included in Your Cover?

The policy is flexible and can be built around your requirements, with a choice of cover levels and optional extras. At Kingfisher, we work with you to understand your needs and build a package that meets them.

Included as standard:

Third Party Only – Covers injury or damage to other people, vehicles, or property
Third Party, Fire & Theft – Adds a layer of protection against vehicle theft and fire damage
Comprehensive – Covering damage to your own vehicles, as well as third-party claims.

Additional cover options:

Windscreen cover
Breakdown cover
Legal expenses cover
Courtesy vehicles
Cover for vehicle modifications or specialist uses.

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Who We Cover:

Our Fleet Insurance is designed for businesses that use vehicles as part of their operations, rather than high-volume transport or logistics.

We typically support:

Trades and contractor businesses
SMEs with company cars, vans, or a mix of both
Property, estate, and facilities management companies
Care and community service providers
Professional services with company vehicles.

If your business relies on vehicles to support your team, clients, or services, we can help design a policy that meets your needs.

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Why choose Kingfisher Insurance?

Experienced Claims Team

Support when you need it most – helping to resolve issues quickly and minimise disruption.

Expert Support

Our knowledgeable, friendly UK-based team delivers clear advice, fast responses, and ongoing support.

Cover Built For You

Flexible policies tailored to your requirements, with access to leading UK insurers.

Frequently Asked Questions

How many vehicles do I need to qualify for Fleet Insurance?

Fleet Insurance policies can often start from as few as 2-3 vehicles, depending on the insurer. We will review your risks and advise on whether a fleet policy would suit your business.

Can I cover different types of vehicles on one policy?

Absolutely. Most fleet policies allow you to include a mix of vehicles, such as cars and vans, under one simple, flexible policy.

Can multiple drivers be insured on the same vehicle?

Yes. You can choose from named drivers or more flexible options like ‘any authorised driver’, depending on your business needs and risk profile.

Can I add or remove vehicles during the policy term?

Fleet Insurance is designed to be flexible. You can usually make adjustments throughout the year as your fleet changes and our Corporate Risks team can support you with this.

Is Fleet Insurance cheaper than individual policies?

It can be more cost-effective, especially as your vehicle fleet grows. It also reduces your administrative time, allowing you to focus on other areas of the business.

What information do I need to get a quote?

Typically, we would need details about your vehicles, drivers, claims history, and how the vehicles are used. Our team will guide you through this to keep things simple and straightforward.