Holiday Chalet and Park Home Insurance
Specialist insurance for holiday chalets and park homes
Kingfisher Holiday Chalet and Park Home Insurance
Holiday chalet and park home insurance is designed to provide specialist cover for leisure properties used as holiday accommodation or second homes. Unlike standard homes, holiday chalets and park homes are often occupied seasonally, left unoccupied for periods of time or even occasionally used by family, friends or paying guests. As a result, these properties face unique risks that require specialist protection.
Our holiday chalet and park home insurance can provide cover for both buildings and contents insurance, but unlike standard home insurance, it’s designed specifically to accommodate the risks associated with holiday homes.
Whether you’re a first time buyer, or enjoying retirement, Kingfisher Holiday Chalet and Park Home Insurance offers peace of mind for owners of holiday chalets, leisure homes, lodge-style accommodation, static homes and park homes, helping to protect your property against a range of unforeseen events so you can enjoy your home away from home with confidence.
Holiday Chalet and Park Home Insurance Policy Benefits
Our policies can include: *
- Cost to rebuild – helping ensure you have the right level of buildings cover in place
- Contents insurance for renters
- Contents insurance for landlords (to protect against theft from occupants) Cover for hot tubs and outbuildings
- Accidental damage – unexpected damage by you or guests
- 24/7 Emergency helpline – support for claims
- Loss of income – cover for loss of income if you let holiday home but are unable to due to damage
- Cover for malicious acts and vandalism
- Contents cover increased by 10% in December
- Cover for adverse weather
- Emergency accommodation
- Public Liability
- Employer liability
- Legal Expenses
What can we cover?
Kingfisher Holiday Chalet and Park Home Insurance can cover:
- Part-time occupancy and extended lets
- Unusual building type and constructions e.g. log cabins
- Holiday chalets and park homes in flood risk areas
- Holiday chalets and park homes with outbuildings or additional items e.g. hot-tubs or solar panels
Why choose Kingfisher Home?
Industry Knowledge
Experts in non-standard home insurance
Exceptional Service
From a friendly, UK based team
Flexible payment plans
Payment options available
Frequently Asked Questions
Do I need buildings and contents insurance for my holiday chalet or park home?
Whilst it isn’t a legal requirement, holiday chalet/park home insurance will help to mitigate against the associated risks. It might be worth checking with your site management company as you may be required to have insurance cover in place. Buildings insurance for your park home can help with costs relating to damage, repair, and replacement, whereas contents insurance can help to protect your possessions stored in your holiday chalet or park home.
Why do I need specialist insurance instead of standard home insurance?
Standard home insurance may not adequately cover the unique risks associated with holiday properties, such as part-time occupancy, extended periods of unoccupancy, holiday letting or non-standard construction types.
* Policy benefits, features and discounts offered may vary and are subject to underwriting criteria.
Explore Other Kingfisher Insurance Products
For non-standard or homes of unusual construction
For homes and properties in flood risk areas
For unoccupied or long-term vacant properties
