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Vehicle Recovery Operator Insurance

Kingfisher is the home of recovery operator insurance. Headline sponsor of the Professional Recovery Tow Show, and partners of PROSE.

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Recovery operator insurance

There have been many examples in recent years of the dangers faced by vehicle recovery operators in carrying out their work. Insurance is the safety net that sits behind the invaluable work of the vehicle recovery industry.

Kingfisher has partnered with PROSE (the Professional Recovery Operators Safety Executive) to help continually understand the risks you face and tailor insurance to meet your needs – both now and in the future.

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Take the stress out of buying recovery operator insurance

Working with a range of insurers that specialise in providing cover for recovery vehicles, liabilities, and business premises in this sector, our aim is to be the most recognised and trusted insurance broker in recovery operator insurance.

Our team has decades of experience in this sector and as headline sponsors of the Professional Recovery Tow Show, we are at the heart of the industry and committed to supporting businesses for years to come.

What does vehicle recovery operator insurance cover?

Your recovery operator insurance policy can include:

  • Cover for specialist recovery vehicles, loading and unloading of vehicles, and vehicles in transit
  • Commercial combined cover for your premises and vehicles in storage
  • Cover for tools stored in premises and in your vehicle
  • Public liability and employers’ liability insurance with up to £10m cover
  • Cover for exhibitions (e.g. the Professional Recovery Tow Show)
  • Cyber insurance
  • Business interruption cover

We will take the time to visit you and understand your needs, to provide a policy that is tailored to your business – so you can sleep easy at night.

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Why choose Kingfisher for Vehicle Recovery Operator insurance?

Nationwide Coverage

We visit premises across the UK

Personal service

From a dedicated team of motor trade insurance experts

Product coverage

Whatever your motor trade, we’ll seek insurance for your needs

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Frequently Asked Questions

What is vehicle recovery operator insurance?

Insurance for recovery operators provides suitable cover for businesses who recover vehicles following incidents or accidents at the roadside. This type of insurance covers vehicles, employees, members of the public, and your business premises, so you can carry out the work required to safely recover vehicles with the tools and equipment you need to do the job.

What special risks are faced that I need this insurance for?

Recovery operators need to load and unload vehicles in often dangerous situations, and are entrusted with customer vehicles in transit. A recovery operator insurance policy can help to cover these risks. If vehicles are safely stored in compliance with regulations at your yard/depot, your insurance can also cover the risks involved with this.

Why has Kingfisher partnered with PROSE?

Kingfisher is committed to providing insurance for this industry and the valuable work undertaken by vehicle recovery operators across the UK. PROSE are at the forefront of raising standards in the industry and has successfully led campaigns to help the industry come together in protecting itself. We will learn first-hand from PROSE about the challenges the industry faces and how we can respond with insurance to meet the current and future needs of vehicle recovery operators.

What is the Slow Down and Move Over campaign?

The Slow Down and Move Over campaign is a standalone awareness campaign designed to bring roadside rescue operators to the attention of members of the public, asking them to Slow Down and Move Over in the event that they see a recovery vehicle at the roadside. It’s a simple message which we hope is heeded in the ongoing fight to improve the safety of roadside workers and members of the public who are stranded at the roadside.

Explore Our Motor Trade Insurance Products

Specialist insurance for vehicle recovery operators

Cover for garages, MOT stations, vehicle restorers and more

Cover for traders of all sizes, from local traders to dealerships

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Motor Trade Insurance – News & Insights